- Ripple added the stablecoin RLUSD to its payments suite as the company focuses on broader adoption.
- Stablecoin regulation continues to accelerate, with key legislation pending before the U.S. Congress.
- Ripple launched the U.S. dollar–pegged stablecoin in December 2024 and has seen it grow to more than $250 million in market value.
Ripple has integrated its stablecoin Ripple USD (RLUSD) into its cross-border payments solution, the company announced on April 2, 2025.
According to the announcement, Ripple is incorporating RLUSD into its payments platform to give businesses faster, cheaper and more reliable options for moving money across borders.
RLUSD records rapid growth
RLUSD, a stablecoin pegged 1:1 to the U.S. dollar, currently has a market capitalization of roughly $250 million.
The coin’s launch and its inclusion in Ripple’s cross-border solution mark a significant milestone. RLUSD adoption is increasing among Ripple Payments customers such as BKK Forex and iSend, who use it for treasury management and global settlement.
Expansion of RLUSD suggests it could become a core asset for banks, financial institutions and payment providers. Beyond cross-border payments, Ripple is also targeting decentralized finance (DeFi) and the expanding market for asset tokenization. Stablecoins play a central role in DeFi ecosystems and tokenized real-world assets.
“We’re seeing market capitalization consistently exceed our internal projections. In a short time, RLUSD has been used in a variety of cases, including as collateral on crypto markets and for trading with traditional finance. New exchanges are listing RLUSD regularly, and we’re actively working with organizations that see opportunities to streamline services using stablecoins,” said Jack McDonald, head of stablecoin initiatives.
McDonald also commented on the integration in a post on X.
As promised, RLUSD is now integrated into Ripple Payments — our cross-border payments solution with near-global coverage through 90+ payout markets, and instant connections to banks, FIs, payment service providers, exchanges and many more around the world. Enterprise utility… https://t.co/iAkjfNbkKI
— Jack McDonald (@_JackMcDonald_) April 2, 2025
Stablecoin regulation heats up
Ripple, the company behind the cryptocurrency XRP and the XRP Ledger distributed ledger technology, has won significant legal victories in the U.S., including the resolution of a long-running dispute with the Securities and Exchange Commission.
The December 2024 launch of RLUSD was another important milestone for Ripple. In 2025, the company is positioning itself as a leading player in crypto, aided by an increasingly supportive policy environment under U.S. leadership. The integration of RLUSD into Ripple Payments comes at a moment when Congress is moving to pass major stablecoin legislation.
President Donald Trump recently urged lawmakers to approve a stablecoin bill and send it for his signature as soon as possible. Prior to RLUSD’s public debut, Ripple secured regulatory approval from the New York State Department of Financial Services (NYDFS), registering the company as a limited liability trust company in New York.