Chainlink and SWIFT Let Banks Access Blockchain via Existing Systems

  • Chainlink and Swift enable tokenized fund workflows through existing banking systems.
  • UBS is piloting a new Chainlink–Swift solution to avoid costly infrastructure overhauls.
  • Global institutions can connect to digital assets using their trusted rails.

Chainlink and Swift have deepened their collaboration with a new solution designed to help financial institutions manage tokenized asset workflows using their existing infrastructure.

The initiative integrates Swift’s global messaging network with the Chainlink Runtime Environment (CRE), enabling subscription and redemption workflows for tokenized assets without forcing firms to undertake expensive overhauls of legacy systems.

The first pilot involved UBS Tokenize, the tokenization arm of Swiss bank UBS, and builds on prior work from Singapore’s Project Guardian initiative led by the Monetary Authority of Singapore.

The partnership aims to demonstrate how blockchain technology can streamline traditional financial processes, opening the door for broader adoption of tokenized assets.

We’re excited to announce a landmark technical solution enabling financial institutions worldwide to manage digital asset workflows directly from their existing systems using Swift (@swiftcommunity) messaging and Chainlink in collaboration with @UBS.https://t.co/W1fq1guro4… pic.twitter.com/0uBUl2K4tk

— Chainlink (@chainlink) September 30, 2025

Plug-and-play infrastructure for tokenization

The new solution leverages Swift messaging standards aligned with ISO 20022, the Chainlink Runtime Environment (CRE), and the technical Digital Transfer Agent (DTA) standard.

Institutions can trigger smart contract events directly through Swift messages, reducing the need for entirely new identity or key-management solutions.

Commenting on the project, Chainlink co-founder Sergey Nazarov said:

I’m thrilled by this landmark innovation using Swift standards and UBS’s tokenized asset design, as it shows how smart contracts and new technical standards can enable transfer agents and other organizations to manage tokenized asset workflows on-network.

Markets reacted positively, watching the potential financial shift play out in real time.

UBS research confirmed that institutions such as banks can incorporate digital assets into their existing operations without painful retraining, platform rollouts, or major structural changes.

That said, the current announcement follows months of prior work.

In 2024, UBS, Chainlink and Swift explored tokenized fund workflows as part of Singapore’s Project Guardian.

The latest experiment moves the concept forward, demonstrating blockchain compatibility with existing systems.

Chainlink emphasized:

With Swift messages and the Chainlink Runtime Environment (CRE), banks and institutions can access blockchains seamlessly through the same Swift infrastructure they have relied on for decades.

The wider picture

Integrating blockchain into traditional finance (TradiFi) often looks like merging two incompatible worlds.

This Chainlink–Swift model aims to change that narrative.

Rather than asking banks to make a wholesale leap to new technology, it lets them access digital assets via a familiar channel — Swift messaging.

It’s a simple approach with far-reaching implications.

If successful, this method could mark the start of a new era in which blockchain becomes part of routine global financial operations.

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For institutions seeking blockchain reliability, the new system promises greater capability with reduced operational risk.

LINK price outlook

The Chainlink token traded relatively calmly amid the news, rising about 1% on the day to $21.

However, a 35% increase in 24-hour trading volume indicates renewed activity.

After consolidating last week, the token appears poised for potential October breakouts.

A popular analyst, Ali, highlighted $20 as a launchpad for a possible move toward $47 for LINK.

If Chainlink $LINK defends $20 support, the next target could be $47. pic.twitter.com/GUTAuMdJyH

— Ali (@ali_charts) September 30, 2025

If that scenario plays out, LINK’s market price would rise roughly 124% from the $20 level.