Cardano Enters Global Payments with Wirex Multichain ADA Card

  • Cardano and Wirex launch an ADA card that supports 685+ cryptocurrencies.
  • Users can earn up to 8% cashback and access DeFi features.
  • Non-custodial options and RWA yield upgrades planned for 2026.

Cardano has taken a decisive step toward real-world utility with the launch of the first-ever ADA card, developed in partnership with global fintech company Wirex and Cardano’s commercial arm, EMURGO.

The new Cardano card, announced at the 2025 Cardano Summit in Berlin, marks a major advance for ADA by becoming usable for everyday transactions in more than 130 countries.

Integrated with Visa—following Visa’s 2024 announcement of a tokenized digital asset platform—the card allows purchases and withdrawals wherever Visa is accepted and supports more than 685 cryptocurrencies, including ADA, BTC, ETH, and USDC stablecoins.

Built directly into the Wirex app, the card consolidates crypto and fiat functionality on a single platform.

Users can use their digital assets seamlessly while accessing features such as crypto-backed loans, yield accounts, and structured products.

With up to 8% cashback on purchases and ATM withdrawals, the Cardano card aims to redefine how holders use cryptocurrency in daily life.

Bridging Blockchain and Traditional Finance

For EMURGO and Wirex, this initiative represents a strategic effort to link blockchain technology with established financial systems.

The rollout responds to growing demand for products that enable digital assets to be used in the real economy.

Industry reports estimate more than 820 million crypto wallets worldwide, yet only a fraction are used for payments.

By delivering a seamless multi-chain solution backed by Visa’s global infrastructure, Cardano and Wirex position ADA as a gateway to decentralized finance (DeFi) for millions of users through a familiar payments experience.

Philip Pong, CEO of EMURGO, described the project as “mobile-friendly and fintech-oriented, uniquely built for on-chain finance,” highlighting its potential to expand Cardano’s presence in global fintech.

EMURGO has outlined a multi-stage roadmap that includes a non-custodial version planned for 2026, enabling users to retain full control of their assets.

Future updates are expected to introduce features such as automated staking, tokenized real-world asset (RWA) yield, and enhanced DeFi integration.

Importantly, a portion of the card’s revenues will be allocated to the Cardano treasury, strengthening the ecosystem’s long-term sustainability.

Having processed over $20 billion in transactions and served more than six million users, Wirex views the Cardano partnership as an expansion of its mission to connect the Web3 economy with traditional finance.

Wirex co-founder Georgi Sokolov called the partnership a turning point for the network, saying it will bring “millions of users closer to a future where digital assets are seamlessly integrated into everyday financial life.”

The Wirex and EMURGO partnership gives Cardano a strong entry point into mainstream payments while offering tangible incentives for users to use ADA in everyday financial activities.